What’s New for 2025?
What You Need to Know
We are proud to present your 2025 benefits. Take time to explore the new and enhanced plans and programs for the coming year.
BCBS Medical Plans
Both BCBS plans will include the following benefit enhancements for 2025:
Prescription Drug Cost-Share Assistance Program
As a participant in the BCBS PPO plan for 2025, you can take advantage of a new prescription drug co-pay assistance program, available through PillarRx.
If you take an eligible medication, as determined by BCBS, you’ll receive a mailing directly from BCBS on how to enroll in the program.
Once you’re enrolled, prescription drug manufacturers’ coupons will automatically apply to the cost of your eligible medications when you fill them at a retail pharmacy. You’ll typically pay between $0 to $35, depending on the medication.
If you decide to opt out of this program, you’ll be responsible for paying 30% of the full retail cost of eligible medications.
View the list of eligible medications or visit Blue Cross of Massachusetts, select Cost-Share Assistance under My Medications, then Eligible Medications.
Mind and Body Benefit
Remember, BCBS members are also eligible to receive reimbursement up to $150 per family per year for eligible fitness expenses and up to $150 per family per year for eligible weight-loss expenses. Get more information from the reimbursement fact sheet.
For more information, sign in to MyBlue, or call the Member Services number located on your ID card.
Virtual Physical Therapy Through Hinge Health
If you’re enrolled in a BCBS plan for 2025, you and your covered dependents, age 18 and older, will have access to free virtual physical therapy through Hinge Health. Therapy is provided for back, joint, and muscle care, as well as personalized pelvic health support.
Redesigned MyBlue App
The enhanced app offers easier access to claims and benefit information, including a digital ID card that’s easier to share and add to your digital wallet. Download the app now from the App Store or Google Play.
Save even more
You may also save up to 30% when you use alternative health practitioners in the BCBS network who are accredited in their field and meet specific requirements for education, training, and facilities.
Contribution Increases for Pretax Accounts
Next year, you can contribute more to the following spending accounts:
Health Savings Account (HSA)
In 2025, the maximum amount you can contribute to your HealthEquity HSA is increasing to $4,300 for individuals and $8,550 for families, per IRS guidelines. The catch-up contribution limit if you’re 55 or older remains $1,000.
Health Care Flexible Spending Account (FSA)
In 2025, the maximum amount you can contribute to your health care FSA is increasing to $3,300.
Dependent Care Flexible Spending Account (FSA)
Pretax Commuter Benefits (NY and DC Only)
Voluntary Benefits Enhancements
Through our partnership with Voya, we will continue to offer our suite of critical illness, accident insurance, and hospital indemnity plans. In 2025, the list of conditions and benefits for our voluntary plans will be expanded and offered to you at lower costs.
Hospital Indemnity
Enhancements include an increased hospital admission benefit and an increased number of covered admissions, with the addition of newborn coverage. Mental health substance abuse facilities are also now eligible for reimbursement.
Critical Illness
In addition to stroke, cancer, and type 1 diabetes, covered illnesses now include Parkinson’s, multiple sclerosis, and ALS.
Accident Insurance
This insurance, that covers hospital care when you’ve been injured in an accident, now includes a more comprehensive list of care services and richer benefits paid to you for those services.
Need more details?
Explore the 2025 Benefits Guide for more information about all the amazing benefits you have as a Goodwin employee or partner.
Consider your costs for 2025 benefits coverage before you enroll.
Contacts
BCBS Rx Co-Pay Assistance
PillarRx Care
636-614-3128 (TTY: 711)
M–F, 8 a.m.–7 p.m. ET