Medical

• Lower premium costs, but a higher annual deductible and a higher out-of-pocket maximum
• If you cover yourself and one or more dependents, you must pay the entire family medical deductible before the plan begins paying benefits for medical care and prescription drugs.
• The plan pays 90% for covered in-network services once you meet the deductible.
• This plan is paired with a health savings account (HSA), which allows you to save money tax-free for health care expenses now or to invest and grow tax-free for future health care expenses — even in retirement. Plus, non-partners who choose this plan will receive a firm contribution to their HSAs.

For details on the coverage and services available through the BCBS HDHP Plan, view the Summary of Benefits.

If you live in the Kaiser Permanente service area in California, you can choose the Kaiser HMO plan, which offers convenient, high-quality care.

• Services offered through designated Kaiser facilities across California
• Preventive care and telehealth services covered in full without a copay
• Primary care physician (PCP) and specialist office visits limited to a $25 copay per visit
• Out-of-pocket maximums capped at $1,500 for individuals and $3,000 for families
• Out-of-pocket expenses may be offset using a health care FSA

For more information on this plan, refer to the Kaiser California benefits summary.

Receive 24/7 access to in-person or over-the-phone medical care. Goodwin covers the cost of membership fees (a $200 value per person) for you and your eligible dependents. One Medical is considered in-network for the BCBSMA medical plans.

With One Medical, you can access:

• In-person appointments at offices nationwide or virtually with your provider
• 24/7 virtual care: video chat with a provider, and message your medical team
• High-quality care from top-rated providers with time to talk
• An easy-to-use app to request prescription renewals and book appointments. Download the One Medical app in the App Store or through Google Play.

To register:

• Visit One Medical, and click Activate now.
• Enter your first name, last name, and date of birth.
• Enter your Goodwin email address, and follow the prompts.

You and your covered dependents, age 18 and older, have access to free virtual physical therapy through Hinge Health. Therapy is provided for back, joint, and muscle care, as well as personalized pelvic health support.

The MyBlue app offers easy access to your claims and benefit information, including a digital ID card that you can add to your digital wallet on your mobile device. The digital ID card makes it convenient to share your medical plan info with providers when you receive care. Download the app now from the App Store or Google Play.